Payment Plans
Everybody needs a little TLC.
Pirk has partnered with Total Lifestyle Credit to offer flexible, transparent payment plans for your cosmetic surgery. Pre-approval same day with no impact on your credit score. Plans from $2,000 to $70,000.

Total Lifestyle Credit
Pirk's trusted finance partner
Flexible finance, no stress.
TLC fund all medical and aesthetic treatments and out-of-pocket costs. The whole process is managed privately by their consultants, covering everything from surgery fees to flights and accommodation. Any additional repayments or rebates can be added back to the plan at no extra charge.
Weekly repayment guide
Indicative weekly repayments (based on 84-month term)
$5,000
$32/week
$8,000
$51/week
$11,000
$75/week
$15,000
$95/week
$20,000
$127/week
$25,000
$159/week
$30,000
$190/week
$40,000
$254/week
$50,000
$317/week
$60,000
$381/week
$70,000
$444/week
Figures are indicative only and based on example interest rates. Actual repayments will depend on your individual assessment, loan amount, and term. Speak to TLC direct for a quote based on your personal circumstances and for full terms and conditions. A full credit and financial assessment must be completed prior to acceptance of any offer. TLC is the credit provider, not Pirk.
How it works
Three simple steps.
Complete TLC's patient form
Click below to go straight to TLC's secure application. It takes 2 minutes and won't impact your credit score.
Get pre-approved same day
TLC will review your application and get back to you the same day with your pre-approval.
Get your plan
Once approved, your payment plan is ready to go. Your surgeon and Pirk are notified.



Ready to explore your options?
Would you like some TLC?
Complete TLC's patient form and get pre-approved same day. No impact on your credit score.
Apply Now with TLCYou'll be taken to TLC's secure website. Pirk does not process financial applications. Any client that completes the patient form will be notified directly.
Eligibility
TLC supports a wide range of circumstances.
Common questions
Does checking eligibility affect my credit score?
No. TLC's pre-approval check is a soft enquiry and does not impact your credit score. A full credit check only happens if you proceed with an application.
Can I include Pirk's fee in the payment plan?
Yes. Your Pirk support fee can be included in the overall finance plan, along with flights and accommodation if applicable, so you're not paying for everything upfront.
What can TLC cover?
TLC fund all medical and aesthetic treatments and out-of-pocket costs. Payment plans range from $2,000 to $70,000 and can cover surgery fees, flights, accommodation, and your Pirk support fee.
Can I make additional repayments?
Yes. Any additional repayments or rebates can be added back onto your payment plan at no extra charge. There are no early payout or exit fees.
How quickly can I get approved?
Pre-approval is same day. Full approval depends on the documentation required but is usually completed quickly.
Is Pirk a financial provider?
No. Pirk is not a financial provider and does not process loan applications. We've partnered with TLC to make finance accessible for our clients. TLC is the credit provider. Terms and conditions apply.
Education
Understand your finance options.
Independent, educational guides to help you make informed decisions about funding your procedure. No financial advice, just the facts.
Not sure if finance is right for you? Book a free discovery call and we'll talk through all your options.
Disclaimer: Pirk is not a medical provider. We're here to support your decisions and help connect you with qualified, registered health practitioners. All procedures are performed by qualified surgeons or registered health practitioners, and any medical advice should always come directly from your treating provider. We guide you through the journey, but all medical decisions are made between you and your surgeon. Individual results may vary.
Pirk is not a financial provider. Payment plans are provided by Total Lifestyle Credit Pty Ltd (ABN 51 623 119 219), Australian Credit Licence 509691. Credit criteria, terms, conditions, and fees apply. A full credit and financial assessment must be completed prior to acceptance of any offer or product. All figures shown are indicative only and may vary based on individual circumstances. Speak with TLC directly for a quote based on your personal circumstances and for full terms and conditions. This page is for informational purposes only and does not constitute financial advice. TLC contact: 02 9058 5872 or admin@tlc.com.au. TLC address: 609/12 Century Circuit, Baulkham Hills NSW 2153.




